New to Canada and ready to buy? You don’t need years of Canadian credit history to own a home here. Several lenders have programs built specifically for newcomers.
Who we help
Permanent residents, work permit holders and newcomers who have recently arrived in Canada. Every lender’s rules are a little different, so we’ll match you with the programs you actually qualify for.
What lenders usually look at
- Your status in Canada and how long you’ve been here
- Your job and income in Canada
- Your down payment and where it’s coming from
- Any Canadian credit you’ve built so far — or alternatives, like rent and utility payment history
We’ll keep it simple
The mortgage process can feel very different from what you’re used to back home. We’ll explain each step in plain language and help you gather the right documents the first time.